The default save path for NFS Payback on Windows is: C:\Users\[Your Username]\Documents\Need for Speed(TM) Payback\SaveGame\savegame 2. Backup Your Data
To install a 100% save file, follow these steps found in community guides like the Steam Community NFS Payback Guide : Need For Speed Payback Save Game 100 Complete Pc
C:\Users\[Your Username]\Documents\Need for Speed(TM) Payback\SaveGame The default save path for NFS Payback on
Downloading a 100% complete save game Need for Speed Payback allows you to skip the approximately 47-hour grind Need For Speed Payback Save Game 100 Complete Pc
Disclaimer: This article is for educational purposes. Modifying game saves may violate the EA Terms of Service for online play. Proceed at your own risk.